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A small slip of paper, about 90mm tall by 230mm wide (1/3 of an A4) impressed with striking title, Wang Segera (in Malay language for Instant Money) was posted on a pillar outside a shop (in fact, it was posted all over the town). Lots of similar enterprising advertisements have appeared on this pillar. But what caught my attention was a scribble by a not-so-sure pedestrian regarding the offer.

This ad was taken down on Saturday 24 March, after a week on display.

DSC_0155_WangSegera

This respondent wrote, “Do you believe [in this ad]?” In very casual English this respondent gave reasons that this advertiser:

  1. has “No registration” (meaning it’s not a bona fide business registered with the relevant authorities)
  2. has “No office” (there is no physical business address)
  3. is “No[t] safe” (quite literally, there would be no safe guarantee should anyone take a loan)

This entreprising loan giver unashamedly emblazoned his Whatsapp contact number too.

In his persuasive introduction, the advertiser asked if “kita kesuntukan wang pada masa ketika ani (you are in need of cash now)?. He advised,  “jangan tah dijual emas biskita” (don’t sell your gold), for “Insyallah kami akan menolong biskita” (by the grace of God, we can help you).

How hard up could anyone be? I just hope nobody gets “fried” thinking he/she could obtain easy money. Especially when this “lender” offers loan with no charges and no interest payable. Something is fishy. If it’s too good to be true, you know it isn’t.

The bottom-line is, if you don’t have the money, don’t buy it. If you are in business, don’t borrow if you can’t pay up in the shortest time possible. Simple as that. There is no such a thing as instant cash.

Let us not bankrupt our todays by paying interest on the regrets of yesterday and by borrowing in advance the troubles of tomorrow.~ Ralph W. Sockman

Some feedback on twitter:

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Just my two cents for this blog. .

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